This is a business-financing technique in which a buyer borrows from the campground seller instead of, or at times in addition to, a bank. It is sometimes referred to, or called owner financing, land contract or purchase-money mortgage.
A campground seller agrees to finance a portion of the sales price over a specified term at a specified interest rate. If the campground seller is doing seller financing on the entire amount, the buyer pays a down payment up front, to the seller directly, and continues to make payments according to the agreement with the seller.
Guests come back year after year to this charming lakeside resort. The property features 32 well appointed cabins and 43 FHU RV sites on 70.64 acres. The resort is a perfect setting for weddings and reunions. An event center features bride and groom dressing suites, a full service kitchen, 2 banquet rooms, and a large deck overlooking one of the park’s 3 ponds. A large covered fishing pier juts out into one of the most popular lakes in the region. The water park is in the final stages of completion and will offer water slides, a lazy river, food and beverage service, mini-golf, and many other family friendly amenities. Additional profit sources include a camp store, tackle shop, restaurant, and a newly built enclosed RV/boat storage building.
Wildlife and sports retreat facility on 188 acres of wooded meadow and forest. The resort surrounds a 40-foot-deep stocked lake with six partially covered docks with canoe moorings and swim ladders. The lodge sleeps 35 people in four large private bedrooms and two upper floor dormitories with a large, long fully furnished porch overlooking the lake. It is rented “all or none” to one group at a time. Includes a three-bedroom guest home, 2 group campgrounds, 5 secluded tent sites, one motor home/large RV group campsite, four fully furnished cabins, three primitive cabins, and primitive campsites. A sports complex features a field house with coaches quarters, sand volleyball, basketball, soccer and baseball practice fields and an observatory with telescope. There are 4 miles of hike and bike trails and six miles of UTV gravel trails with plenty of wildlife in the forest around the lake and the grasslands of the upper meadow. In addition to a 4-acre lake there are three fishing ponds. Guests can rent side by side UTVs, a golf cart, pontoon boat, kayak, canoe, pedal boat or row boat. This is a quiet and secluded property with great night sky viewing and lots of recreation and wildlife. Growth opportunities are endless with little governmental interference or taxation and permitting is not required. This property is available without equipment for $5.75M
This 60 acre resort getaway is built into a mountainside and every site is unique. There are 188 sites in total including a large amount of cabin lodging that sleeps anywhere from 4 to 25 people. 86 full hook-up sites have 50 amp service along with water, sewer, and electric. Cabins, motel units, and a large rental lodge offer accommodations for all types of vacationers. The business also has more permanent renters. Resort amenities include a swimming pool, camp store, propane filling station, laundry, horseshoe pit, shuffleboard, and basketball.
Full service resort with lots of repeat business, nestled in the beautiful Black Hills of South Dakota. The resort has 24 well appointed cabins with a variety of configurations that sleep 2 to 8 people per cabin. Cabin amenities include TVs, wet-bars, high speed internet, quality bedding and more, and some have bathrooms. There are also large cabins with separate bedrooms and bathrooms. Guests can relax in the heated in-ground 40 ft. swimming pool and hot tub. There are 2 laundromats, and a bathhouse with private showers. Breakfast and dinner are served in the full bar/pavilion area. The bar has a full liquor license. The park welcomes groups, weddings and family reunions. Guests can re-group after exploring Deadwood, Sturgis, and the Black Hills. The resort has a good reputation and is known as a peaceful place to relax and refresh. The location, liquor license, and many amenities keep guests coming back year after year.
This is the largest and top rated campground in the area. Guests come for the quiet rural setting, fishing ponds, and walking trails. RV sites are full hookup with cable TV and Wi-Fi. Amenities include a large rec room in a large rebuilt turn-of-the-century barn, salt water pool, city water and sewer, dog park, and deluxe patio sites. There are large open tent sites, and three types of rental units. A cabin sleeps 4 and a bunkhouse sleeps 6. Both units have a refrigerator, outside cooking area, picnic table, and cable TV. The deluxe cabin sleeps 4, has all the amenities of the other cabins plus a full bath, mini kitchen, outside grill and campfire ring. This is a family friendly camping experience and the park is a 2022 KOA Founder’s and President’s award winner. The income potential is great with room to expand the campground and storage areas on dozens of available acres.
2023 President’s Award winning KOA conveniently located right on a interstate. Shopping, services, and healthcare are within 5 minutes of the property. Guests enjoy small city quality of life, while the park draws from major metropolitan areas in the region. There is great potential for revenue growth with modest capital improvements. This is the only large tract of land near the intersection of a major highway and interstate in this location. The camp store offers unique RV artworks for sale. Amenities include a pool, pond, dog park, playground, and lawn games.
Family-oriented campground centrally located in Michigan. It is 2 hours from Detroit, 1 hour from Lansing, and 1.5 hours from Grand Rapids. The park is nestled amongst the forest and teeming with wildlife. Lodging consists of deluxe and rustic cabins, and 87 water and electric campsites. There is entertainment both young and old can enjoy without having to leave the campground. A variety of on-site activities include pancake breakfasts, crafts for people of all ages, walking trails, swimming pond, sand volleyball tournaments, and KampK9® for four-legged friends. During holidays and themed weekends there is music and movies on the beach. Venturing out of the park, guests can hike, swim, fish, ATV, golf, dine, bowl, and take in a show or go to the waterpark at Soaring Eagle Casino, 20 minutes away in Mt. Pleasant.
Lakeside park with 45 sites on 22 acres. This is a quiet and easily managed business with a seasonal base staying at the park on summer weekends. Guests come to be near the water and have a place to tie off and store their watercraft. Campground amenities include a bathhouse, large pole barn with new siding and concrete, marina with new floating docks for 2023. Horseshoe courts, playground, foosball, and tether ball. There are ATV and ORV trails accessible across from the property. Local attractions include nearby Houghton Lake for dining, shopping, and summer festivals and fishing tournaments.
This is a turn-key operation and is small enough to run with minimal staff. In addition to the campground it offers a solid river livery business. The seasonal operation allows the owners to take several months off during the winter. Established in 1989, the park takes special pride in being “First on the River.” It is only 15 minutes from a quaint downtown and just 19 miles from a destination resort town. Open from April through October, the 7+/- acre campground is located on the banks of a scenic river with tree-lined RV sites, wooded riverside tent camping, and rentals that include four comfortable, fully-equipped cabins, a vintage Airstream and a 1964 Shasta. Guests have access to a thousand feet of riverfront for great fishing and one of the best swimming holes on the river. The campground also offers full-service tubing, kayak, and canoe trips in the very heart of the best paddling waters on the river. There’s Class I through Class III action for all levels of paddling skill.
This is a pet-friendly, family-oriented campground with large shaded lots. The park provides a welcoming, relaxing stay that is clean, safe, and affordable. It includes 23 full hookup RV sites and 1 electric site. It is quiet and wooded and located on the edge of town, about 15 minutes from shopping, but far enough for guests to enjoy nature. Area attractions include Cedar Key, fishing, diving, kayaking, bike trails, and hunting. An owner’s home, built in 2019, is located at the front of the property and offers three bedrooms and two bathrooms in 1,472 square feet. This beautiful and newer home provides energy efficient HVAC, the appliances are in great condition, and there are 9’ ceilings throughout. This is a great opportunity for an owner who wants to live on the property. The area provides a lower cost of living while being surrounded by nature’s playground.
This turnkey operation is located next to a popular national park in Southwest Colorado. It offers a variety of accommodations such as cabins, tipis, and campsites. The business is small enough to manage with minimal staff (4-6 people depending on the time of year). In addition to the campground, it comes with a vacation rental house with two units which generates high profits. This seasonal operation allows the owners to take several months off during the winter, while still renting out the house year-round, primarily on Airbnb. The campground also has expansion options.
For guests looking for a comfortable place to rest while fishing, hunting, snowmobiling or ATV riding, this RV park and motel is their gateway to the great outdoors. It is located a 1/2 mile from a world famous salmon river and within a 1/2 mile of snowmobile and ATV trails. Guests can choose to stay in one of the 16 motel rooms or 30 RV sites, surrounded by nature. This motel & campground business for sale is a family-owned and operated fishing lodge started in 2012. The convenience and cleanliness of the park as well as the owners expertise in fishing the river, hunting, and riding the trails has lead to repeat business and glowing customer reviews. The property is surrounded by lush greenery, and is the perfect place to spend some time outdoors.
Campground and cabin operation in a natural wooded setting with several whimsically themed cabins to choose from. Guests won’t need to spend time packing their car, everything is set up so that all they need to do is relax and enjoy their time in the great outdoors. There are comfy glamping tents, cottages, vintage RVs and even an English double decker bus rental. Each unit is unique, with absolute attention to detail and utmost cleanliness. All this in a spacious setting in the Nantahala Gorge just below the headwaters of the Nantahala River. This whitewater rafting and kayaking river offers premier fly-fishing and is an attraction in and of itself. Guests come for the Great Smoky Mountains National Park, mountain biking trails, rafting, fly-fishing, zip lines, kayaking, scenic waterfalls, and much more.
Family park with 33 sites on 5.4 forested acres. The property includes an owner’s home and 4000 sq. ft. clubhouse and bathhouse with laundry and recreation area. The park is near the Flight 93 Memorial site, Shawnee State Park, and several tourist attractions.
Many potential buyers just don’t have the necessary capital or business lender resources to cash a seller completely out.
Even if they do, they might be reluctant for what they consider an untried new venture in unknown waters. When that buyer opens the doors to their lender of choice, they will find many hoops they need to go through and many personal documents they will need to supply. Of course they will reach into resources for the down payment the lender requires (20% to 30%) – and added to that will be extra costs – like document prep fees, etc. It is a common misconception in this industry for a seller to assume that if a buyer has a great credit score and the necessary down, it’s pretty much a “done deal.” Not so. The entire business will come under a magnifying glass as much, if not more, than the potential buyer. In order to sell a campground it will have to appraise at agreed sale price or more, or the lender will not open the vault. In the meantime, the seller are “mentally packing” with fingers and toes crossed, hoping the lender says “yes” many weeks after the application process is first started.
With seller financing a buyer and seller can “get creative” to both parties advantage.
The agreement can be “interest only” payments, for a part, or full duration of the time frame before a balloon payoff is due. If a buyer has intentions of investing in something to bring in needed revenue to support the business, the agreement can contain escalating payments each year for the duration of the agreement – even adjusted interest rates (starting lower, and each year increasing one half to one percent). The balloon term can be as few as 3 years before the balloon payment is due in full, or the loan can run the full course of years until the entire balance is paid off. This creativity often makes seller financing attractive to campground buyer and seller.